In this section

Choosing the cover that's right for you

What’s covered?
Petsecure pet insurance offer two types of pet insurance plans, with optional Wellness Care benefits that can be added to either plan.

Accident Cover

This is the most affordable way of insuring your dog or cat. Accident Cover is designed to cover unexpected costs of up to $6,500 per annum if your pet is injured as a result of an accident.

Accident and Illness Cover

Provides cover for veterinary treatment costs arising from both accidental injury and illness conditions suffered by your pet. Pays benefits up to a maximum of $10,500 per annum.

Wellness Care Option

This is an optional benefit that you can add to your base cover that assists you with a range of routine and wellness care expenses.

The total benefit payable each year is $135.00.

You can claim $50.00 each year for any one of the following benefits: de-sexing, micro-chipping, heartworm control, teeth cleaning, dew claw removal, council registration fees, prescription diets, alternative therapies, acupuncture, massage, hydrotherapy, behavioural therapy, cremation / burial, puppy training and herbal medicines / treatment. In addition you can claim $30.00 per year for vaccinations or health check, plus $10.00 per year from heartworm test or blood screen and $45.00 per year for flea/tick/worm control.

What’s paid?
Petsecure pays up to 100%^* of eligible vet bills up to the annual policy maximum with no limit on individual claims. A Per-Condition-Excess (you choose either $100, $200 or $300 allowing you to choose how much of the claim you want to pay) is deducted from your benefit once only for each condition treated per policy year. This means if your pet needs on-going vet treatment for a specific condition and you select the $100 option, a Per-Condition-Excess of $100 is payable only once for that condition.

Cover at a glance

	Cover Types
Benefits	Accident Cover	Accident & Illness Cover
$6,500 annual benefit limit
$10,500 annual benefit limit
Limit on individual claims	Up to the annual limit	Up to the annual limit
Emergency boarding fees for the insured pet if you, the policyholder, are hospitalised for more than four days.
Tick Paralysis Treatment	No	$500
Multi pet discount (maximum of one 10% discount per policy)	10% discount	10% discount
Service dog discount (maximum of one 10% discount per policy)	10% discount	10% discount
Australian Pension Cardholder discount (maximum of one 10% discount per policy)	10% discount	10% discount
Per-Condition-Excess	Choice of $100, $200 or $300	Choice of $100, $200 or $300
Percentage of bet bill covered	100% of eligible vets bill	100%^* of eligible vets bill
Optional Wellness Care	See details above	See details above
Eligibility	Pets 8 weeks of age and older	Pets from 8 weeks to 9 years of age may apply – once the insurance is in place it can continue for life, provided there is no break in cover.