Not only does pet insurance give you peace of mind, but it also ensures your beloved pet has the best care in the case of an accident or injury.

Without a doubt, we humans consider our pets to be part of the family. We care about the health and wellbeing of our fur baby just as much as we do our own.

As such, pet insurance has become an essential element of pet care. Why? Simply because we all love our pets and want to make certain that they are well taken care of. However, no pet parent wants to face up to a hefty vet bill.

Indeed, we know that Australians spend millions of dollars on our pets every year. If just a little piece of this expenditure goes towards protecting our pet it can really help if ever an accident or injury should occur.

pug jumping in the air

Image source: Bruce Galpin on Unsplash

5 benefits of pet insurance

Wondering if you need pet insurance for your pooch or feline friend? Here are a few key benefits.

1. Pay a little to avoid forking out A LOT

Imagine Fido did fall ill or have a serious accident — do you have money put aside for expensive veterinary procedures? While annual check-ups and minor procedures might not break the bank, many pet parents find themselves in a financial quandary when their beloved pets suddenly fall ill. Pet insurance helps to fill the gap to avoid huge out-of-pocket expenses.

2. In the scheme of things, it’s really not that expensive

Pet insurance is not that expensive when you consider the peace of mind you get in return. In comparison to the potential thousands of dollars it may cost to treat your pet for a common yet serious illness, pet insurance can cost as little as $20 to $60 a month.

3. Pet insurance may be the difference between life and death

While it may sound dramatic, in some situations pet insurance is the difference between life and death. There are certainly cases where a pet has become ill and the cost of care is more than the owner can afford. In these instances, euthanasia may be the only option. This can cause tremendous stress, anxiety and upset for all involved. If you could avoid this situation, why wouldn’t you?

4. It’s a worthwhile investment

As parents, we invest time and money into our children. Given that we consider our pets part of the family, why not make the same commitment to them? Consider pet insurance an investment. You are investing in your pet’s future and helping ensure they live a long, happy and healthy life.

5. Protection against financial setbacks

Everyone knows a horror story about the dog that got run over or the cat that was diagnosed with cancer. We all think it’ll never happen to us but why leave things to chance?

If facing a huge veterinary bill sends shivers up your spine, you’re not alone. Taking out pet insurance not only protects your pet, but it also safeguards you against financial setback down the track.

white and black dog sitting on rug, reasons for pet insurance

Image source: Jay Wennington on Unsplash

With doubt, peace of mind is priceless, or so the saying goes. Certainly, if you can afford to part with a little cash every month to help keep your pet safe in the event of an illness or accident, it really does put your mind at ease.

When taking out pet insurance. Make sure you know:

  • Exactly what is and isn’t covered
  • If any additional benefits can be added
  • What level of cover you have
  • The maximum amount you can claim
  • If there is an excess
  • How you go about making a claim


Thinking about taking out pet insurance? Find out more here.


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Leanne Philpott

Leanne is a freelance writer at She works alongside her fur pal Chewie (a border terrier) and is passionate about promoting responsible pet ownership.

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